ARE you scared?

[smkie]

I realize i am at the bottom of the ladder. THat it is hard to get much closer to screwed then where i stand right now. I am having a harder and harder time trying to stretch what we have to last to the end of the month. Now i do what was barely covering one, now covers two. THe economy has me scared spitless.THe only reason i have the net is because a person "donates" it to me, I have said more then once disconnect. First when i had not the money for the bill, and then when i had to borrow on top of it. My health makes it so no one would hire me, one look at me and you know i am not going to last. IT's as plain as my face. SO i am scared. I don't know what to do. ANd i got an awful feeling i am not alone. Maybe closer to the edge, but not the only one worried. I just don't know what to do with that worry. WHAt's worse is the little i could barter with is getting harder and harder to make. THe future is a huge question mark for me. My brother lost a lot of money in this last bank thing, I know he is worried.
HE is disabled now and was mostly living off of the interest of what he lost.
What i am wondering is how many others are waking up with a knot in their stomach. OR do you just roll with it and figure it will all work out?

 

[bubbatd]

It's not much fun Smkie ...........retail will sure be down this Christmas . I wish I had extra cash for the sales that will come !

 

[J's crew]

I am scared. Your not alone at all. I wake up most mornings lately with a knot in my stomach, wondering what the day will bring. Me & my husband are self employed, we have a construction business that up until about May of this year was doing great. I decided in April to quite my full time job and not work 70 hours a week and just stay in our home office but it's not working out now. Seems like as soon as I quit working our company slowed wayyyy down. I have about $6k in monthly bills plus and about 20k in payroll. So anyways, I am looking for a job again and am not finding anything in this terrible job market that is worth the gas to get there. I think these are hard times for alot of people. I try to take it day by day and just roll with the punches, but it sure is getting harder and harder.

 

[GlassOnion]

Figure it'll all work out. The economy goes in cycles, up down up down. Some ups are better than others, some downs are worse than others, but eventually it will go up.

 

[smkie]

I hate waking up and the first thought is what is not enough already and how am i going to stretch that over. THe cut backs are horrendous. I guess now it hits the children's medical from the state as well. LEt alone the adults were sawn off at the knees. IF that cutback has it then i know we are in deep trouble. IF places like Tri County are not taking ANY more patients (they treat the mentally ill) that to me is a big red flag. I recently tried to get a counciling appt for my grand daughter who could seriously use a little help right now but no. I don't know what i would have done if my daughter could not have received the help she did back then. I Don't know what to think anymore.

GO you have no idea how i wish i could believe that. I am not saying doomsday, but i am saying seriously uncomfortable and for the bottom feeders like me, we will be in trouble. WE already are. I still have the bills paid but just barely.

 

[Dizzy]

I know this is going to sound stupid - but why don't you get another job?

Anything, cleaning, bar work, shop work, sweeping the streets - anything that pays?

Got to be better sitting at home worrying..

 

[GlassOnion]

GO you have no idea how i wish i could believe that. I am not saying doomsday, but i am saying seriously uncomfortable and for the bottom feeders like me, we will be in trouble. WE already are. I still have the bills paid but just barely.

Hey I'm right there on the bottom with you. My parents pay my college tuition but that's about it. And I will have to pay that back some day. They're just paying the interest on the loans and letting me use their credit scores.

 

[Buddy'sParents]

It will all work out. I was really worried until I had a firm understanding of what it all meant. But now that I do, I'm not as worried anymore. We bank with a CU that is insured, so all of our money is safe. We both have secure jobs as well. I think everyone, in the end, will be just fine.

 

[HoundedByHounds]

I'm not really all that worried. We don't have a lot..but the dh skills are highly marketable and valued esp these days...and his Bank seems to be one that will be left standing. I would work if need be...we have the amount of house we can afford, and we're okay. I am just wondering how it will all shake out...but I wouldnt' say I am worried. More curious.

ETA: Of course if the guy takes office who is the same as this last guy...I might worry, then.

 

[Buddy'sParents]

Ahh, curious is a good word to describe it. I know we'll be fine, but I sure am interested in what is going to happen.

 

[MelissaCato]

Well, the first 10 minutes of trading this morning the DOW fell 4 digits. Russia was down 15-20% .. I'm sure Tokyo's Yen is suffering against the dollar .. Brazil was down 10% .. Asia and Europe was down 6-8% ..

Gold went crazy this morning @ $858.

The 30 corps. in the DOW are 9976, 500 of the S n P are down 4.12%, total fall is 9% since the Bailout passed.

Quote of the day ... "The trick to education is to teach people in such a way that they don't realize they're learning until it's too late" - Doc Edgerton MIT

I honestly don't think people realize what our government has done, passing this bailout.

.. tough times ahead people, stay well.

 

[HoundedByHounds]

It's definitely an interesting time right now...one that will be in the history books my kiddos read in HS maybe and their kids too...so there's something to think about in that.

From the economy, to the war, to the potential for history to be made in the Pres race...etc

I read about "the Great Depression", or "WWII", and it was as tho that happened somewhere else, on another planet...and here we are potentially...not as bad, but bad enough they say...I am just living and trying to make memories about it and think about what it means and how it will be chronicled for my kids and their kids.

 

[darkchild16]

Im worried because as it is right now I have been without a job since July 20th and cant find another one no matter how many applications I send in a day. I have sent one to almost every place with online applications that I can. And applied at the few restaurants hiring right now and nothing. If this continues it will be even harder to find a job and I have a baby to support. And if I cant buy Walker a bag of food next time I have to take him to the rescue because my mom wont pay for it.

 

[xpaeanx]

...we have the amount of house we can afford

..... As much as it sucks, I kinda think this is a good thing. Bc now people will realize that they need to buy only what they can afford instead of saying "let's work out a payment plan!"

I also think we'll see a lot less waste... I often get made fun of bc i'm "cheap." I realize that yes, I can be VERY cheap sometimes... but I think knowing how to be cheap is going to be an asset to me.

 

[~Jessie~]

Yes and no.

I'm afraid of where our county and economy is heading, of course. These are some really scary times regardless of which socioeconomic class you're in.

I try not to worry about it, though... because it really doesn't do any good. Things are going to happen regardless of whether or not I'm sitting and fretting about it. I'd rather stay positive.

I have a good, stable job... and Ian is graduating from college in December and already has prestigious firms wanting to interview him. We're both young recent college grads (well, I am and he's graduating in 2 months) and live in a big enough city to where there is a good bit of stuff.

 

[smkie]

Dizzy i have a couple health issues that have yanked my life as i know it right out from under me. One is long term pain, i have tmj that has been operated on three times, the last taking out the discs, and had a broken neck that has worn wrong, both are severe arthritis. On top of that i have chronic lyme and bartonella. I have had it for 9 years now. I just finished a 2 year attempt of high dose antibiotics and it didn't work. I cannot get an infectous disease doctor to take me on for daily iv treatment, still looking. NO one wants to treat me because i am a lost cause. I have the beginnings of organ failure which for people like me is the beginning of the end. Zoom took a photo which i will post that shows how much it has torn me up. No one would hire me, and if they did, i wouldn't last long at all. I am suppose to have reduced stress, enforced rest, and even that as a single parent is next to impossible. I am not looking for pity, but you asked me why i don't get a job so i hope that answers the question.


Breeze i am sorry. You have no idea what i hve pawned in the past to buy dogfood. I could never ask mom to cover the bag of dog food because that would be just wrong. She already covers the car and the car insurance and my life insurance policy. If it were up to me, we wouldn't have any of that.

THe two things you have going for you Breezie is your age and your health. Don't give up!

 

[CaliTerp07]

I consider myself incredibly blessed. My husband and I are both recent college grads with well paying jobs in a field that has a strong future. We planned for this. I chose to major in my field not because I love it (I don't even like it most days), but because I knew I could get a strong job with a degree. We rent a small apartment outside city limits, because we could save 25% by doing so.

It was a reality check last week when I worked at a women's job fair doing recruiting for the company. Thousands of women lined up downtown and waited outside for hours to talk to employers. These people were desperate for jobs. I may not like my job, but I have one. That's worth a lot.

The economy is cyclical. Anyone who's studied economics knows that with a free market comes ups and downs. We've just got to ride this one out, and it'll go back up eventually. Like xpaeanx said, it'll be interesting to see if the American mentality changes at all from this. Will we live more modestly, within our means?

That said, I do feel for the people who have done everything "right", and are being hit with a mac truck by other people's mistakes. The world isn't a fair place, and it's hard to watch this happen.

 

[Debi]

do I believe the economy will rebound? yes. BUT, and this is a big BUT...not before EVERYONE feels the big pinch. I am always in awe of people that think they are somehow safe. but...to each their own. I'm NOT a dooms day kind of gal. what I am is realistic. and for months I've seen this coming. for anyone that thinks this bailout was the GOOD.....bless you....for feeling so optimistic. for others that realize government isn't going to bail YOU out....you have prepared. you've made darn sure you have no debt, you've stocked the pantry.........and not in just that little 'couple extras this week' kind of way. survivalists can be quite extreme, so...no...I'm not one of them per say. however, I know when it's time to be self-sufficient. and to those that love to laugh...we'll see in the future, won't we? hold on tight...big changes ahead. is it something to lose sleep over. every person should decide that for themselves. right now...all I'm concerned with is.......the fact we have no debt, can heat with free wood, and my family will eat well for many..many months. why? cause I'm one of those people you love to laugh at.

 

[darkchild16]

Breeze i am sorry. You have no idea what i hve pawned in the past to buy dogfood. I could never ask mom to cover the bag of dog food because that would be just wrong. She already covers the car and the car insurance and my life insurance policy. If it were up to me, we wouldn't have any of that.

THe two things you have going for you Breezie is your age and your health. Don't give up!

The problem is I dont have much to pawn. I have her toys and baby things and my clothes and my laptop and camera. I cant get rid of my laptop because I plan to go back to school in January. Im just hoping and praying I can find a job.

 

[Backward_Cinderella]

You're not the only one, Smkie, me too. And I'm working two jobs.
(((((((((((((HUGS)))))))))))