ARE you scared?

[HoundedByHounds]

cause I'm one of those people you love to laugh at.

Haven't seen anyone laughing at you here...have I missed something?


I am not an optimist...I am however, as stated...curious about what will happen...and I am certainly not laughing at either those who prepare and expect the worst, nor those who don't and expect their own positive attitude and motivation to serve them well in a crisis.

Both types can manage just fine, just like those that fall somewhere in between...IMO.

 

[xpaeanx]

DC: you may be able to get a job at like a McDonalds or something... it's not a great job, and it's def not great money... but at least it's something?

 

[smkie]

if a picture is worth a thousand words, i am ill, very ill. I wouldn't last one day at mcdonalds, one day at teh guild takes me three to recover enough. I am dying albeit slowly. http://www.chazhound.com/pictures/showphoto.php?photo=10631&cat=500

I am highly educated i promise you. May not show it in how i write, but i do in how i create. EVen that is getting harder to do, i am so tired.
Doctors don't even like to get near me THe surgeon i saw for my shoulder took one look at me opened the door and backed up. I promise you he was not the first. I feel like typhoid Jane. It's hard.

My point of this thread tho was to find out how others are coping with the financial balance. I know there are a lot that are not worried, but many of those are higher up already. WHen your in Breezie's situation, it starts getting scary. WHen your in mine, you just shake your head and play the blues.

 

[darkchild16]

tried there to because its across the street from my house but they arent even hiring.

 

[Debi]

I figure...the worst case scenerio is........I won't have to shop for quite a while, and there's nothing bad in that thought either. with prices increasing, and due to just increase more.....well, you get the drift.

I meant that MOST people do scoff...laugh..fluff off..anyone that has prepared to true, hard ecomonic times. like you've got your big ole tin hat out glowing for the public. why? I think it's because people are too used to expecting government to just step in to save them. so....if government is suddenly finding themselves in 'new territory'?? what do you do then? you cover your own behind. you do that by doing whatever needs doing to see your own family thru hard times. if that means no mall cruising..no new car payments...stepping down from some big house mortgage...you do it. it's not that hard, we're just so spoiled.

and trust me........LOTS of people find it hilarious that someone has prepared for a true economic downslide. go figure..........

 

[Dizzy]

Ah I didn't realise.

I'm not worried, mainly because I have nothing to lose. You can't lose money when you've never had any

I'm also very lucky that my parents are pretty comfy financially and have fed me and given me a home for the past 2.5 years while I'm at uni.

I finish in another 9 months and will be looking for a job - and I tell you what - social workers will NEVER be short of positions to apply for.

 

[xpaeanx]

well there has to be something. I'm looking for a job too... but I have 1 job now... so it's not terrible for me.


I'm sure you'll find something... did you try grocery stores/waitressing/clerical?

 

[smkie]

IF the govt is not being there for the mentally ill right now. ANd the hospital is not taking on any new patients out or in that is to me just a huge red flag. THat is a big slice of society that needs that kind of treatment or else abuse, neglect, and homeless issues will rise. I can tell you already that the health care provided by the state are worse. BEfore you could have the surgery but not the therapy, the cast but not the cruches, the eye exam but not the glasses. No dental. STill there was tri county for the mentally ill. Now? NO more patients? Why? Not for the children or the adults.

 

[darkchild16]

Paean Ive tried everything and still trying my friend has been looking since I had Bev and she still hasnt found anything and that was 8 mths ago.

 

[GipsyQueen]

((HUGS)) I know its hard... we aren't on the bottom of the ladder, but we're starting to feel the bad economy. On the radio this morning;

People take a pencil and a piece of paper and write down; 000,000,000,000. Now, put a 50 infront of that; 50,000,000,000,000€. Now you have the amount that we, the people, are paying to bail out a real estate company.
Now... Germany's population is somewhere around 8,000,000,000. Including kids, that don't pay taxes. Those 50,000,000,000,000 are coming out of our taxes. Put one and one together... and you got us paying a *** full of taxes. :yikes:

 

[SharkyX]

Not worried... while parts of our economy are slowing our banking structure is different and the bank that we use is very secure. Even ranked as number 92 on the Forbes global 2000 list.
Our mortgage is one we can afford... actually around $50,000 below our maximum borrowing rate so our payments are affordable.
My job centers around saving people money and regardless of economic climate people are always trying to save money.
Jenn works in the front end of a vet clinic as is one of the only full timers there (the other is the manager) so her jobs pretty secure as well.

Honestly they keep talking about markets falling and so forth... but I haven't seen anybody really get fired because of it...
I think the situation is alot less bad then the media makes it out to be... although that is there job.. to sensationalize things so it's more interesting.

 

[Debi]

sensationalizing to make it more interesting. wow.

 

[smkie]

I don't go by what the media says at all. I go by what i see around me and hear my friends say is happening to them.

 

[SharkyX]

sensationalizing to make it more interesting. wow.

Well if you saw a headline that says "everything is fine few bumps in some sectors but no huge problem" or one that reads "Financial world is falling into chaos everyone ever is going bankrupt." which would you be more inclined to read.

 

[SharkyX]

I don't go by what the media says at all. I go by what i see around me and hear my friends say is happening to them.

If I went by that I wouldn't know there was anything other then the status quo going on.

 

[smkie]

I hope you never do. CLoser to the bottom it is getting really obvious. HOuses are not selling here at all. ANd that is just the beginning. Many small store owner ops are smarting. Businesses are staying closed and sitting empty for years now that never were before. I hear more grumbling at the guild, concerns aired.

 

[xpaeanx]

If I went by that I wouldn't know there was anything other then the status quo going on.

I would. My best friend owns several businesses. He's always made sure banks, creditors, and his employees were paid first, himself second.

His line of credit was just pulled from him. He uses his line of credit as backup in the winter bc he often does very little business, and then pays it back in the summer. This year he will not have that line of credit, even though he's NEVER been late with a payment. That includes his line of credit, the morgage on the businesses properties, etc...

He's now faced with the choice of firing a lot of his staff. He has instead decided to dump a lot of his personal savings into the company to hold it through the winter, so that he doesn't have to lay anyone off.




Morgage companies are going out of business around me, and all those brokers now no longer have jobs.

I know a lot of real estate attornies... although they are making it, they are definatly suffering.

I drove through Main street in Riverhead yesterday and 90% of the buildings were empty. There is a lot of shopping on 58 in riverhead as there is an outlet center, target, wal-mart, and a small shopping center. But Main st held all the mom and pop stores, and a lot of restaurants.... 90% empty stores.

Personally, I have not felt it yet(other than not being able to find another job), but I definatly see the affects around me.

 

[Debi]

Well if you saw a headline that says "everything is fine few bumps in some sectors but no huge problem" or one that reads "Financial world is falling into chaos everyone ever is going bankrupt." which would you be more inclined to read.

you read...and live by...which ever one makes you happy. is that sound advice..most like not. LOL but is it what you want to hear. most likely so.

so be it. I only care about my own family at this point.

 

[smkie]

I am seeing roof repairs take longer and longer as well. People with plastic on their roof that would have never had that before for this long. Lots of little signs that they are in the same boat.

 

[a.baker]

I'm with ya Smkie. Sorry long post and slightly off but I have many feelings on this issue.

I am not scared but I am worried. Not for me but for my daughter. I seriously wish me and her could just go and not have to suffer any more. But no matter what we have to stay here and wait until God makes the choice our time is done. You know if worse comes to worse and I suffer and am in torment while I am here I figure so be it. My huge concern and yes I worry is for my daughter. I could be homeless or what not and be literally starving, for me doesn't matter as long as their is food in my daughters mouth and she has a coat.

My thing I am also worried about is my husband. He is quite angry and sometimes filled deep with darkness. He has lost a huge part of himself and you should here him talk about other people. The way he feels our whole society is makes him want to puke. He says people disgust him. I won't go into any more details but sometimes I wonder if he is going to snap. He can't talk about it because something comes over him and he has a hard time getting it under control. I think things are harder for him than for me in a way but I won't go into those details either.

We have been so low I am happy as long as my daughter has. If it wasn't for the guy we make house payment to understanding our situation we might be homeless yet again. People say "blah blah your internet bill" well the thing they don't don't know is my husbands job revolves around the internet. So that answers that. Might as well get rid of our car too which is another bill LOL um... not realistic. I have already gotten rid of unnecessary bills that we don't need.

Smkie people don't understand unless they have been there. I am so sick of people telling me how hard it is for gas and blah blah. I'm like "oh yeah your hurting with your vacation and going out to eat". Live in my shoes for a week with our budget and tell me how it is. People say "oh I can't afford this or that" oh yeah look at your shoes, I don't see any holes, do you have a winter coat, do you have milk and bread in your kitchen, are their presents under your Christmas tree for your child .... Sorry I am ranting.

With our economy, I don't know. I am not scared but its going down. People liking to think other wise I think are blind to realities slightly. Theres a difference between being optimistic and facing reality as it is. EVERYTHING needs a balance.

To help our bills I hardly ever use our stove, gas off 99% of the time. I wear some clothes 3 times before I claim them as dirty. I don't throw any food away. I pay attention to all the small things like only drinking free water never pop or anything extra. Our dogs eat as cheap as they can (quality this and that, hey at least they eat) and I don't buy things like flea meds. Bender needed a license forever ago and we needed things like fire extinguisher and smoke detectors blah blah forever ago.

We never go out to do anything unless its going for walks, no renting movies, no snacks, no going to the apple orchard (I wanted to so bad this past weekend), none of that. I buy cheap crap for food. I walk to work so I don't have to pay the bus 6 dollars a day. That equals 6 miles a day I walk. I drink coffee in the pot no matter how old it is.

I ignore things I owe that I cannot possibly pay for. I mean what else can you do? They are going to be there no matter what and theres nothing I can do about it. I have learned to laugh at bad news (most of the time) instead of getting angry with things beyond my control. Its very very hard but I just say oh well to a lot of stuff other wise I would stop moving all together and become depressed and hopeless feeling without nothing changing.Than i would be totally useless. Its hard to concentrate and keep the train of thought I have sometimes, but I try to deal with things the best way I can and just let the rest go and keep thinking maybe one day.

You know its so frustrating when you just want a listening ear than people come and try to fix your problems they don't understand or tell you the same ol' stuff you have alreday tried and heard of a million of times or they make you have to defend your position, kick ya while your already down and spit in your face. Some times its nice to just have a friend who will listen and do nothing more.

You know I feel my family thinks my family is a burden (makes sense?). They have "problems" but to me with the problems I have had I view them as petty. Sorry to my family we have bought nothing new lately, have no hobbies or went any where cool and are always struggling. If they view me as a burden and don't want to get to know me than fine. Let them live in their fantasy world because its about to crash down.

I like the struggles I feel it prepares me. Even if I could I wouldn't want to live comfortably. I can't believe how many walk past someone who is down and they just stare.

But I remember we weren't promised no suffering and only good things here. We were promised those later when we go home. Knowing that everything here on earth will pass but whats to come is forever and ever is very peaceful and joyous. I than feel rich knowing this truth and it makes my heart sing in midst of the sufferings around me. As long as I strive to do the best with what I got no matter how others view me feels conquering in a way especially with the Counselor I have pulling me through. Without Him I am nothing no matter what I have.