So I don't have dental insurance at work... I have accidental dental, but it doesn't cover cleanings or fillings and stuff. I have a history of having pretty weak teeth... haven't had fillings in years, but several years ago I had a cavity, had the tooth fracture, needed a root canal, crown, blah blah blah. It was INSANELY expensive and put me over my max coverage for the year so we had to pay quite a bit out of pocket too...
So basically I don't really want to be without dental insurance.
But holy moly, dental insurance on it's own is EXPENSIVE. And the waiting periods are ridiculous. My tooth fractured because my dentist already is booked so far out that I couldn't get the filling taken care of for months after my exam found it (literally the tooth fractured four days before I was going to go in and have the filling done...) so I'm terrified by these waiting periods. I have no clue what to do. Insurance is always gambling that you're going to need it... urgh.