No one really has smoke detectors in Germany. Only a few private house holds and I guess in certian states they are mandatory in apartment buildings. Our buildings also don't burn down as fast as a wood house - you have longer to exit (for example down the main stairwell, since all apartment doors are firedoors). My apartment building was built with ferroconcret which gives you about an hour before it gets hot on the other side of the wall.
Most private homes are made out of brick.
I can get out on the balcony which is across from my front door, but It can barely be considered an exit in the event of a fire, because its up on the 7th floor.
Hmmm . . . you might want to invest in an escape ladder. They make them.
Brick, as a opposed to wood, does help . .. somewhat. But everything on the inside can burn, and that means the floors, ceilings and walls in most brick houses (if they are actually brick . .. alot of "brick" houses here are brick veneer . . . I got money off on insurance for having a REAL brick house). As for the apartment building, the
fire doesn't have to get to you. Its the smoke that kills most people in fires, not the fire itself. And the real worry is that your exit would be blocked . . . trust me, if someone has a fire in their apartment, they are opening that door . . . and then you have a hallway full of smoke and, possibly, flame.
Don't discount the risk. Yes, the building that burned down while I was there was cheap wood . . . but I've seen plenty of burned out brick and stone buildings (real brick, real stone) and people die there too.
I find it interesting that Germany doesn't have many smoke detectors though . . . although I'm always surprised when people here don't have them. I wonder if its because they used to be radioactive.