ARE you scared?

[vomdominus]

I think I'm about the only person around who is actually feeling relief from all of this. I know beyond any shadow of a doubt that I'm not going to lose my job, and with the economy dying, gas and utilities are getting cheaper, but I'm slated to get a raise in the next month or so. Plus, my wife just got an awesome job.

I've read the government is going to be giving tax breaks (that really doesn't make sense to me, but ok), which means I should get an even bigger than normal tax return. I was expecting about $3k anyway. That, plus considering my wife's paychecks will go entirely to savings, means that next spring I should be in a great position to take advantage of whatever opportunities open up when liquidity returns to the market.

I, for one, am extremely optimistic.

 

[smkie]

YOur lucky.

Grammy my mom's reverse mortgage is trickling out faster then she had anticipated and i am horrified that my medical is part of that. SHe will be paying for tomorrow and that alone will be around 200.

 

[vomdominus]

YOur lucky.

Grammy my mom's reverse mortgage is trickling out faster then she had anticipated and i am horrified that my medical is part of that. SHe will be paying for tomorrow and that alone will be around 200.

Indeed. I never thought that being young and foolish with no hard assets would actually work to my benefit!

 

[bubbatd]

^^^^ I'm sure many are fine , and I'm glad that you are . A warning though , you never know when the sh*t's going to hit the fan !!! The '60s recession did us in !!! We had 5 businesses , property and a beautiful home . Because of Kennedy's new laws , we had to take the stores out of Corporation and take them on personally . Took over 35 years , but we lost everything !!!

 

[bubbatd]

Smkie .... I know that I'll have to be VERY careful !!! These ads of " Take those trips , buy a car etc " are full of do-do !!! I figure what I may be able to draw monthly will last me MAYBE 4 years .

 

[FoxyWench]

truth be told...
im currently freeked out.

im 23 yrs old, i graduated top 10 in my class form high school i worked my ass off to get my associates with no debt (i didnt qualify for financial aid because of my dads job and no scholarships for newly "imported" british people, plenty for other races though!. i worked 4 part time jobs and managed to get my associates with no debt, i managed to get my car, no payments on that.
i dont live outside my means, when gas prices started going up i took precuations, i got a little 49 cc moped which chould have been easily paid within a year, i get 90 miles to the gallon on that little thing, use the car only in incliment weather/winter was the plan, save a fortune on gas,
couldnt afford to go back to school for my BA, took on a 5th part time job to pay off the moped quickly, then lost my health insurance, and at the same time got laid off from 2 jobs in 1 week, within a few weeks of loosing that insurance i got a huge ulcer, ended up 4000 in debt with dental payments, and very soon after that over the space of a few months lost the remainding 3 of my part time jobs, one of which our family store which shut along with many others due to hard times, another a vets clinic that had to close as they simply wernt pulling enough buisness...

i managed to get a job to replace the ones id lost, it was 1 job, a few hours shy of full time, but it was enough to cover the dental and my moped payments...untill that is they decided that they were paying their staff too muhc and started firing us left right and center to hire new folks at minimum wage and give them only 10 hours a week each

ive been looking for a job since then, its been about 3 months so far, ive lost count of how many aplications, resumes ect ive placed, ive search in a 60 mile radius of both my house and my boyfriends house, and still nothing.

im LUCKY in that when i lost my job my parents offered to let me stay rent free...and there helping me with the bills i do have where they can, but things are tight for them too. Im selling things to bring in enough to cover gas, i cut back on my fish tanks, there all gone, i havent bought new clothes in over a year, i need a pair of shoes for the winter but my holey 7 yr old pair of sneakers will do for now, when i do shop i shop clearance racks, and spoils bins in the supermarket.

its hard...plain and simple...
and while i know one way or another i WILL survive...
the question is, will i loose everything in the process?

the dogs get food because i was smart and when the shop shut FROZE as many bags of dog food as i could in an old chest freezer i picked up of freecycle...
I bought bulk packs of chicken and beef on sale, cut sealed and froze,

*sighs*

life goes on...i just try to do all i can to make sure i keep up as best possible.

 

[smkie]

IF i didn't have child i would love one of those little mopeds. WOuld be perfect for the trips to my Mom's each day.

My son and i have a bit of money that goes back and forth each pay period. I loan him, he loans me. IF it wasn't for family i don't know what any of us will do. My mom is 84 and when she goes that will be the last of anyone watching my back. THat scares me most of all.

 

[SharkyX]

for conversation sake, I was referring to U.S. people. but...gobal IS global.

anyway...I have biscuits (again) to make. so ....guess it's the classic...whatevahhhh that applies here.

Global is global but not every country is as bad as the other and even within those countries not every sector is as bad as the other.

Anyways I can't figure it out to not sound like being a jerk but if one of my contracts is terminated I'd get a large enough lump sum to be able to take the next two years off... and it's a government agency so I'm not overly worried about them being bankrupt... and being as I'm my boss nobody can fire me to cut expenses.
So you'll pardon me for feeling reasonably secure in my situation and living on my own planet with my head in the sand.

 

[Boemy]

WOW, I just saw a Gallup poll that said only 9% of Americans are currently satisfied over where the country's going--the lowest ever since the Gallup polls were started. Crazy!