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Old 06-26-2014, 05:21 PM
noludoru's Avatar
noludoru noludoru is offline
Bored Now.
Join Date: Dec 2006
Location: Denver, CO
Posts: 17,826

Congratulations, you're looking for the car EVERYONE is looking for. 60k miles or less, $8k or so, good on gas, 10 years old or less... The market may be totally different in Canada if you're finding a lot of these at that price point. Here that's the car 1/3 of my customers come in looking for.

Since you're a first time buyer, do you have a co signer? If you don't, I'd go to a bank or CU or even a dealership and have them see what you qualify for, and then start looking within those parameters. I had a year of credit history and was a first time buyer 2 years ago. Tried to buy an 8 year old car, no problem, APR was sky high and I had to put $4k down to be approved. That car fell through, and I got a 9 year old one. Surprise! APR was the same but I needed to pull $8k out of my ass to get it approved because it was older therefore worth less and a higher risk loan.

Once you know what you're approved for and what your payment will be, look online and sort through cars that are in the year range and mileage that is approved.

If you want some more typical advice, as opposed to the "I work in the industry and I've been in your shoes" advice, Mazda3s, Protégés, civics, corollas, etc are all a good sort. Anything Scion is a good decision. Subies are good, on some if the older ones you can expect head gasket repairs. Which isn't a big deal, just pricy.
"and I dont play the victim, I own my stuff... but whatever blows your skirt up. "
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Old 06-26-2014, 06:34 PM
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Dogdragoness Dogdragoness is offline
Happy New Year!
Join Date: May 2012
Location: Gillett/Flower Mound TX
Posts: 4,138

I just bought a new truck (2009 ford F150 with 20 miles ... only one owner) the other day from carmax (the place I got my old 2002 Sierra, I had a really good experience with them the first time around and decided to go back) and i needed a co-signer because they said I didn't have enough credit :/ ... banks are such assholes sometimes.

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Old 06-26-2014, 11:25 PM
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JustaLilBitaLuck JustaLilBitaLuck is offline
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Join Date: May 2008
Location: Minnesota
Posts: 1,945

Originally Posted by *blackrose View Post
I'll ask this question here, too: anybody know anything about the Chevy Sonic, or Chevy Cruze?
My mom bought a 2014 Chevy Cruze last fall. It's a nice car, good size. It's more of a "squarish" shape and it looks a lot smaller on the outside. She got a fairly basic one, no extra bells and whistles - she didn't want any "super confusing technology" lol. I believe it gets around 35 mpg average. It's got pretty nice handling. That's...really all I know lol. I believe she paid around 18k?
| Jack - Lhasa Apso | Missy - Rottweiler | Heidi - Cocker Spaniel | Sassy - Siamese | Oscar - Parakeet |
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Old 06-27-2014, 02:13 PM
straw straw is offline
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Join Date: Nov 2012
Location: Canada
Posts: 539

Nolu, thanks for the extra information. I hadn't even considered a lot of it. Fortunately I do have someone with excellent credit willing to co-sign.

I have no idea how much the markets differ right now - so far I seem to be finding a lot of vehicles online within my budget, but I also have no idea what I'm really looking at as far as maintenance records and things to check for, and listed prices don't typically include taxes or licensing fees so there's that.
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