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  #31  
Old 08-20-2013, 10:12 PM
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Laurelin Laurelin is online now
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Ah ok. Getting everything confused.

It all starts making my head spin if I look at it too long.
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  #32  
Old 09-02-2013, 08:40 PM
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Quote:
Originally Posted by Laurelin View Post
Ah ok. Getting everything confused.

It all starts making my head spin if I look at it too long.
You think you're confused? We close on our first home Thursday and, aside from knowing what it stands for, I have no idea what an FHA loan is or how it works. I also have never heard of PMI before this thread and I have no clue what kind of loan we are getting. I just know the loan officer said something in passing about it not being an in-house loan. After reading this thread I feel more lost than ever. Our loan officer never really told us anything about the loan other than our interest rate. Our only communication has been to fill out our loan app and he emails me when he needs paperwork. He never really explained anything to us and has never mentioned "PMI". Now I feel like I have no clue what's going on!! We are putting over 40% down, though.
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