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Old 10-06-2012, 10:41 PM
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Beanie Beanie is offline
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Join Date: May 2006
Location: Illinois
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Default Health Alliance

Yesterday at my new job I found the paperwork for my new health insurance benefits. They suck. Really bad. I told my (now ex?! what??) radio co-worker about what they offer, and he said "Wow, I thought OUR benefits were bad." It's expensive and you get hardly anything. I didn't find anything for dental or vision in there so I don't think I even have dental or vision insurance. Bad.

So I'm praying this other job I've put in for comes through, but since I don't count my chickens before they hatch and since life likes to kick me in the gut repeatedly which likely means I WON'T get the job, I'm thinking about getting insurance through Health Alliance. HA is fairly common for smaller businesses to offer around here, the small business I interview at a few months ago uses them, even some larger businesses use them... but I've never had to shop for health insurance before so I have no idea what I'm really looking at here. I'm looking at plans that are around $100 a month which isn't exactly cheap but it's not terrible either (and is cheaper than what my new work insurance would cost - which would be TWICE what my old insurance at the radio station cost, ack.) I really just need catastrophe insurance and to get my annual covered plus my birth control, and chiropractic benefits as well.

Anybody used them either as an individual, or even through their work? How do you like them? Or do you guys know of another company out there I could look at?

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