Dog Site - Dog Stuff
Dog Forum | Dog Pictures

Go Back   Chazhound Dog Forum > Dog Forum News > The Fire Hydrant


Reply
 
Thread Tools Display Modes
  #1  
Old 08-30-2012, 11:02 AM
PWCorgi's Avatar
PWCorgi PWCorgi is offline
Priscilla Winifred Corgi
 
Join Date: Apr 2006
Location: Twin Citay!
Posts: 14,570
Default What to look for in a credit union.

Sooo, up until recently I've been banking with a large bank that I really liked (just normal banking, no loans or stuff like that), but they have started charging $13 a month just to have a checking account. They also charge I believe $10 to have a savings account. I really can't afford to be giving away almost $25 a month JUST to have a place to put my money.

Ryan and I have talked on and off about moving to a credit union for a while now, I have a lot of co-workers who use CU's and seem to be really really happy with them. And now that I'm being charged for my accounts I am really thinking it is time to change, because even though $13 isn't a lot, that is $13 less that is being fed into my savings every month.

So I guess my question is what do you look for in a credit union? Just from looking at their sites they all look good, which is , of course, the point But I don't want to change banks only to be unhappy.
__________________

Ado's Gimme Victory RL1* "Siri"
1.5 year old Jack Russell Terrier
Gimme Drugs Not Hugs RL1 "Frodo"
8 year old Pembroke Welsh Corgi


*All Siri's rally/obedience titles are to be considered handled by Megan,
because ain't nobody (read: me) got time or skills fo' dat.
Reply With Quote
  #2  
Old 08-30-2012, 12:29 PM
stardogs stardogs is offline
Behavior Nerd
 
Join Date: Jun 2009
Location: NC
Posts: 4,447
Default

I ask friends first to see what their experiences have been. Other than that we just went to the local (at the time) one we knew had a good reputation. We still use them despite moving out of state, too, as they are part of a CU exchange program that allows us to use a local CU in the same network for deposits and withdrawals.
__________________
Erin, Ziva, Kestrel, Aerten, and Snipe
Always in our hearts: The Amazing Maggie Mae


Reply With Quote
  #3  
Old 08-30-2012, 01:12 PM
JustaLilBitaLuck's Avatar
JustaLilBitaLuck JustaLilBitaLuck is offline
Top Dog
 
Join Date: May 2008
Location: Minnesota
Posts: 1,919
Default

I know a lot of people who use AffinityPlus, and I've heard good things about them! I have a friend who works for Anoka Hennepin Credit Union, and she really, really likes them.

I second asking people for their experiences/opinions AND looking through websites to see what features they have and such.
__________________
Megan
| Jack - Lhasa Apso | Missy - Rottweiler | Heidi - Cocker Spaniel | Sassy - Siamese | Emmy & Oscar - Parakeets |
Reply With Quote
  #4  
Old 08-30-2012, 02:52 PM
Renee750il's Avatar
Renee750il Renee750il is offline
Felurian
 
Join Date: Dec 2003
Location: Where the selas blooms
Posts: 94,266
Default

Usually the more locally oriented they are the better. I'm with TVA CU and I can't say enough good about them. They're as good as the banks I've dealt with were bad.

Ask your friends and really do take the local thing into consideration.
__________________
In a controversy the instant we feel anger we have already ceased striving for the truth, and have begun striving for ourselves. ~Buddha

Stupid is the most notoriously incurable and contagious disease known to mankind. If you find yourself in close proximity to someone infected with stupid, walk away as soon as said infection is noted.


There are few things more nauseating than pure obedience. ~ Kvothe

***8206;"silence is the language of god, all else is poor translation."
Rumi
Be a god. Know when to shut up.


Good Kharma Tags
Felurian
Reply With Quote
  #5  
Old 08-30-2012, 08:35 PM
CharlieDog's Avatar
CharlieDog CharlieDog is offline
Rude and Not Ginger
 
Join Date: Jan 2008
Location: Georgia
Posts: 9,079
Default

I went with the one my family uses, which is Delta CU. They're pretty awesome. I'd go in and talk to the tellers and just see what they have to tell you.
__________________
Reply With Quote
  #6  
Old 08-30-2012, 08:52 PM
Southpaw's Avatar
Southpaw Southpaw is offline
orange iguanas.
 
Join Date: Jul 2005
Location: Minnesota
Posts: 6,959
Default

Quote:
Originally Posted by JustaLilBitaLuck View Post
I know a lot of people who use AffinityPlus, and I've heard good things about them! I have a friend who works for Anoka Hennepin Credit Union, and she really, really likes them.

I second asking people for their experiences/opinions AND looking through websites to see what features they have and such.
Yeah my brother uses Affinity Plus... and while he's not exactly the best person for advice lol he at least doesn't seem UNhappy with them!

I don't have a reason to leave my bank YET, but that's probably where I would go if I had to.
__________________
And if all of it is for naught, well at least I took a shot

Juno 2009 :: Happy 2000 :: Lucy 2006 :: Cajun 2013
Reply With Quote
Reply

Bookmarks

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off



All times are GMT -5. The time now is 08:27 AM.


1997-2013 Chazhound Dog Site